Blog/Get Your PS5 on Pay Monthly: Bundles, Storage & What to Buy First (with 0% APR!)

Get Your PS5 on Pay Monthly: Bundles, Storage & What to Buy First (with 0% APR!)

10 August 2026
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The PlayStation 5 is still one of the most sought-after consoles, bringing incredible graphics, lightning-fast loading, and a whole host of exclusive games. But with a significant upfront cost, getting your hands on one can feel like a distant dream for some. That's where Gaming On Credit, powered by TrustPay's 0% APR store credit, comes in handy!

Getting a PS5 on pay monthly lets you spread the cost without the headache of interest – and with TrustPay, there's no credit check to worry about, making it even easier to get into the gaming action. Let's dive into how you can get your PS5, what bundles to look out for, and those essential extras.

The Lowdown on PS5 Pay Monthly with TrustPay

At Gaming On Credit, we understand that big purchases can be a stretch. That's why we champion TrustPay, our 0% APR, no-credit-check store credit facility. You can get up to £1,200 store credit with Trusty Stores, making that PS5 dream a reality without breaking the bank or worrying about your credit score. It's a straightforward, affordable way to get the latest tech without the fuss.

Choosing Your PS5: Disc vs. Digital

First up, you'll need to decide between the standard PS5 (with a disc drive) and the PS5 Digital Edition. The disc version gives you the flexibility to buy physical games, borrow from friends, or pick up pre-owned titles, often saving you a few quid. The Digital Edition, on the other hand, is a bit sleeker and usually a tad cheaper upfront, but you're restricted to digital-only purchases from the PlayStation Store. Think about your gaming habits – do you love a physical collection, or are you happy with digital downloads? Both are fantastic consoles, so it's down to personal preference.

Brilliant PS5 Bundles to Look Out For

While buying the console on its own is an option, bundles often offer fantastic value, especially when you're spreading the cost. Here's what to keep an eye out for:

  • Game Bundles: These are the most common and often the best value. Look for bundles that include a new, highly-anticipated game. Sometimes you'll find a few older but still excellent titles thrown in. This is a great way to kickstart your game library immediately.
  • Accessory Bundles: These might include an extra DualSense controller (essential for co-op fun!), a Pulse 3D headset for immersive audio, or even a charging station. An additional controller is almost a must-have for local multiplayer.
  • Storage Bundles: With the size of modern games, a storage upgrade is becoming increasingly important. Some retailers might offer bundles with an officially licensed M.2 SSD, which leads us nicely to our next point...

Don't Skimp on Storage: Why It Matters and How to Expand It

The PS5 comes with a speedy 825GB SSD, but once you account for the operating system, you're left with around 667GB of usable space. That might sound like a lot, but with games like Call of Duty, Final Fantasy, or Cyberpunk 2077 easily taking up over 100GB each, that space fills up *fast*. You'll find yourself constantly deleting and re-downloading games if you don't expand.

How to Expand PS5 Storage:

1. M.2 NVMe SSD: This is the *best* option for expanding your PS5's internal storage. You'll need a compatible PCIe Gen4 NVMe SSD with specific speed and size requirements. This allows you to play PS5 games directly from the expanded storage, just like the internal drive. It's a simple installation, but make sure you get the right one! Trusty Stores often stock these, so you can add one to your pay monthly plan.
2. External USB Drive: You can connect an external USB hard drive to your PS5. While you can't play PS5 games directly from it, you *can* store them there and transfer them to the internal SSD when you want to play. This saves you re-downloading. You can also play PS4 games directly from an external drive. It's a cheaper, simpler solution for managing your library.

Our advice? If your budget allows, prioritise an M.2 NVMe SSD. It's a game-changer for convenience.

What to Buy First After Your PS5

Beyond the console itself, here are the absolute must-haves to get you started:

1. An Extra DualSense Controller: For those spontaneous multiplayer sessions or just having a charged backup. The haptic feedback and adaptive triggers are incredible, and sharing is caring!
2. PlayStation Plus Subscription: This is essential for online multiplayer, but it also gives you access to a library of free games each month, cloud saves, and exclusive discounts. There are different tiers (Essential, Extra, Premium) offering varying levels of game catalogues.
3. Pulse 3D Wireless Headset: If you want truly immersive audio, especially for competitive online games or story-driven experiences, this official headset is fantastic. It integrates seamlessly with the PS5's Tempest 3D AudioTech.
4. Charging Station for DualSense Controllers: No one wants to stop mid-game because their controller died. A charging station keeps your controllers topped up and tidy.
5. A Fantastic Game (or two!): If your bundle doesn't come with a game you're buzzing for, make sure you pick one up. Spider-Man 2, God of War Ragnarök, or Returnal are great starting points to showcase the PS5's power.

Frequently asked questions

How does the 0% APR pay monthly work?

TrustPay offers 0% APR on all purchases up to £1,200 at Trusty Stores. This means you only pay back the cost of the item itself, spread over manageable monthly instalments, without any added interest or hidden fees. It's credit without the extra cost.

Is there a credit check for TrustPay?

No, TrustPay does not perform a credit check. This makes it accessible to a wider range of customers who might otherwise struggle to get credit through traditional lenders. We focus on affordability and helping you get the products you need.

Can I upgrade my PS5 storage later if I don't buy a bundle?

Absolutely! You can purchase a compatible M.2 NVMe SSD separately at any time and easily install it yourself. The PS5's design makes it relatively straightforward to add or upgrade internal storage, so you don't have to decide everything upfront.

Getting a PS5 on pay monthly via TrustPay at Gaming On Credit means you can enjoy all the next-gen thrills today without the financial strain. Happy gaming!

Shop with Trusty Stores for your new PS5 today!